Saturday, March 27, 2021

Eclipse

In that universe, he was the sun and she was the moon with the rest of all-stars in the sky.
The earth was lucky to have both of them. 
Moon envied the earth, and said, "I belong with the sun."
But destiny was cruel, and they never meant to be together in that sky above the ocean.
One ordinary day, in the beautiful sky, a rare but beautiful celestial thing happened - Eclipse.
Moon was there along the side of the sun, in-between the sun and the earth. 
This is how her destiny to be with him is completed. Not for eternity, but yes for one day called - Eclipse.



Sunday, March 7, 2021

Life After Global COVID 19 Pandemic

 


There are many people who believe that Nature has a strong power to control & limit the excess damage created by we humans. Was Covid-19 was the vehicle Nature used to control our excess of everything? May be yes! But this global pandemic changed everything. From the way we walk around each other to the way we work now. Nothing is same like before. Schools and colleges are adopting the new norms of eLearning across the globe.

Who thought of working from will be so convenient and most of the people are now loving it. The industry which got affected the most is the Hospitality industry. Many people who in this industry now lost their jobs. People who work in an industry like Hospitality cannot work from home.

Internet connection got sudden demand in the remote areas of India. And people got some extra time for their friends & family (Of course, keeping in mind the social distancing!). OPEC countries or countries like Russia are somewhere suffering. Since people are not going anywhere, the demand for Petrol, Diesel is reduced now. These countries are trying to maintain their wealthy economy by increasing the prices of crude oil in the international market.

Life now will never be the same. Even after vaccine discovery. Our faith on our globalisation and so called developing economies is bursting now. After spending months in lockdown at home, we may now realise that we are not following the sustainable global growth. In fact, our growth is not even growth, but just a bubble of growth, which a non-visible virus exploded now. 

May be now we will forget about Handshakes forever. Sanitation will be the new normal along with the mask and following social distancing.

Technologies like Artificial Intelligence is going to stay now. It will help us to go through this hard times and to remain safe in our homes. Self-Isolation is also going to stay here. Global out-breaks like this and the upcoming climate change crises will give us only one solution of Self-Isolation. Apps like Zoom are going to make a huge revenue. 

Watching movies at home and on Netflix is going to stay but going out to watch a movie on the first day first show is hard now. Its possible with following all the social distancing regulations only. Even if our schools & colleges reopen now they have to take extra measurements and precautions to keep children safe & sound. This applies to every other industry as well like restaurants, travelling. 

The way we do shopping will not be remain the same. Online shopping apps like Amazon are going to boom now. 

The politics on the global level is also changed due to this pandemic apart from the blame game! The mask is a part of new fashion now! Our doctors and nurses are true saviours during this hard time.

 In the end, life will not be the same after this global pandemic. Nothing is same like before now.

Friday, March 5, 2021

7 Secrets to Investing Like Warren BuffettBook by Mary Buffett and Sean Seah


 Recently I finished reading the book : 7 Secrets to Investing like Warren Buffett by Mary Buffett & Sean Seah. 

The language of the book is easy to understand for someone who have no knowledge or understanding of stock market or of finance. The language is narrative, it includes stories from both writers life regarding investing and saving money. Mary Buffett is the ex daughter-in-law of Warren Buffett. She saw closely how Warren Buffett thinks regarding the investment techniques and she also observed his habits. This book is like bible who is new to stock market and also new to investing. 
Many financial terms are explained very well. This book also revealed that behind a successful investments there is good and healthy lifestyle, habits.
This book is basically a guide for anyone who is looking out there for a lifelong journey of wealth-building like Warren Buffett. 

Financial Budget of India



 It was finance minister Nirmala Sitharaman's second budget. Everyone was anticipating something good out of  it. But reality turn out to be different. Sitharaman's 45-pages budget remains drenched  in the chronicle. 

The main surprise was when Chief Economic Advisor said that the credit rating agency did not rated well to India, despite the economic size and thereby the ability to repay debt, the fifth-largest economic system in the world. India's currency sovereign credit rating is BBB-/Baa3, which clearly shows in which direction the economy is moving. 

And every Indian knows the ground reality.

What common Indian people were expecting from this budget was  to help catalyse entrepreneurial ideas and turn them into wealth for the good. But what people got is completely unlike. There was the  same-old-same-old politics dominant sloganeering even before and after the budget. 

In terms of direct taxes for common citizens, there is only complexity of rates in GST and transplanting it on Indian people.

This budget was somewhere trapped in the policymaking of the past 20th century like Command, Control and Force.

The main focus in this 21st century policymaking should be more simple, more effective, easy to pay and easy to implement. Somewhere government tried to put load on bureaucracy. 

What I personally felt is that this budget was somewhere only for the rich people in India, and not for common citizens. The best way to judge that is from the current rising prices of fuel in India.

It may be a pure coincidence! But this budget was represented by keeping in mind the upcoming elections in some states of India. They got benefit of it, but somewhere it's not fair with other states of India.

We can only hope now that, other policies during this course of the year will help India to perk up growth.